Homeowner since November 2012
I purchased a brand new 4 bedroom, 3 bath home in the Southside of Richmond.
I received Grants and Down Payment Assistance totaling $30,000.
I purchased my house because I wanted a place of my own that I could turn into my home.
Advantages of home-ownership include the consistently of my mortgage payment not changing. Unlike when I was paying rent that continued to increase each and every year.
Disadvantage to home-ownership is that everything is my responsibility.
I encourage you to research your options and make sure you make choices that work for you today as well as tomorrow.